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{"sheet":"General","index":0,"n_rows":37,"n_cols":11,"rows_kept":37,"cut":false,"hidden":false,"merged":[[46,0,46,14],[36,10,36,13],[40,10,40,13],[42,10,42,13],[41,10,41,13],[37,10,37,13],[38,10,38,13],[39,10,39,13],[30,4,30,8],[22,10,22,13],[34,4,34,13],[32,4,32,13],[23,10,23,13],[24,10,24,13],[13,4,13,13],[15,4,15,8],[0,0,0,14],[10,0,10,14],[11,0,11,14],[12,0,12,14],[9,0,9,14]]}
["BRITISH VIRGIN ISLANDS FINANCIAL SERVICES COMMISSION"]
[]
[]
[]
[]
[]
[]
[]
[]
["CAPTIVE INSURANCE BUSINESS ANNUAL RETURN"]
["Insurance Act, 2008"]
["Financial Services (Prudential and Statistical Returns) Order, 2009"]
[]
[null,"Licensee Name:"]
[]
[null,"Licence Number:"]
[]
[null,"Authorised Class of Insurance Business (Tick as applicable): "]
[]
[null,"Property and Casualty Insurance Business",null,null,null,null,null,null,null,"Life and Health Insurance Business"]
[null,null,"Class 1: Motor Insurance",null,null,null,null,null,null,null,"Class 9: Annuity Business"]
[null,null,"Class 2: Property Insurance",null,null,null,null,null,null,null,"Class 10: Life Insurance"]
[null,null,"Class 3: Liability Insurance",null,null,null,null,null,null,null,"Class 11: Life Insurance (Investment Related)"]
[null,null,"Class 4: Financial Loss Insurance",null,null,null,null,null,null,null,"Class 12: Permanent Health Insurance"]
[null,null,"Class 5: Marine and Aviation",null,null,null,null,null,null,null,"Class 13: Other Life and Health Insurance"]
[null,null,"Class 6: Goods in Transit"]
[null,null,"Class 7: Accidental and Health Insurance"]
[null,null,"Class 8: Other Property and Casualty Insurance"]
[]
[]
[null,"Reporting Period: "]
[]
[null,"Registered Agent:"]
[]
[null,"Registered Office Address:"]
[]
[null,"Jurisdictions in which the licensee's operations are primarily based:"]

{"sheet":"Financials & Capital","index":1,"n_rows":56,"n_cols":9,"rows_kept":56,"cut":false,"hidden":false,"merged":[[1,2,1,3],[35,3,36,7],[35,2,36,2],[38,3,43,8],[58,3,58,8],[53,5,53,8],[55,5,56,8],[36,1,37,1],[49,5,50,8],[47,5,47,7]]}
[]
[null,"1.","FINANCIAL INFORMATION"]
[]
[null,null,"Summary of Balance Sheet Information: Report in US Dollars ONLY"]
[null,null,"ASSETS",null,null,null,"LIABILITIES"]
[null,null,1.1000000000000001,"Cash and cash equivalents",0,null,1.23,"Unearned Premium and Fees Reserves",0]
[null,null,1.2,"Bonds and Debentures",0,null,1.24,"Claims Reserves",0]
[null,null,1.3,"Preferred and Common Stocks",0,null,1.25,"Catastrophe Reserves",0]
[null,null,1.4,"Investment in Real Estate",0,null,1.26,"Life Insurance and Annuity Reserves",0]
[null,null,1.5,"Unit Trusts and Mutual Funds",0,null,1.27,"Accident and Health Reserves",0]
[null,null,1.6,"Alternative Investments",0,null,1.28,"Property and Casualty Reserves",0]
[null,null,1.7,"Derivative Instruments",0,null,1.29,"Other Insurance Reserves",0]
[null,null,1.8,"Secured Loans",0,null,1.3,"Total Insurance Reserves (Sum of Rows 1.23 to 1.29)",{"$f":"SUM(I6:I12)","v":0}]
[null,null,1.9,"Mortgage Loans",0,null,1.31,"Insurance and Reinsurance Payable ",0]
[null,null,1.1000000000000001,"Policy Loans",0,null,1.32,"Commissions Payable ",0]
[null,null,1.1100000000000001,"Investments in Affiliates and Advances to Affiliates",0,null,1.33,"Bank Loans, Overdrafts and Notes Payable",0]
[null,null,1.1200000000000001,"Other Investments and Advances","$",null,1.34,"Amounts due to Parents and Affiliates ",0]
[null,null,1.1299999999999999,"Total Cash, Loans & Investments (Sum of Rows 1.1 to 1.12)",{"$f":"SUM(E6:E17)","v":0},null,1.35,"Accounts Payable and Accrued Liabilities",0]
[null,null,1.1399999999999999,"Investments Income Due and Accrued",0,null,1.36,"Funds Held Under Reinsurance Agreement",0]
[null,null,1.1499999999999999,"Premium and Fees Receivable ",0,null,1.37,"Dividends Payable",0]
[null,null,1.1599999999999999,"Reinsurance Balances Recoverable",0,null,1.38,"Derivatives Instruments",0]
[null,null,1.17,"Funds Held by Ceding Reinsurers",0,null,1.39,"Policyholders' Amounts on Deposit ",0]
[null,null,1.18,"Receivables from Parent and Affiliates",0,null,1.4,"Other Liabilities ",0]
[null,null,1.19,"Fixed Assets",0,null,1.41,"Total Liabilities (Sum of Rows 1.30 to 1.40)",{"$f":"SUM(I13:I23)","v":0}]
[null,null,1.2,"Deferred Policy Acquisitions Costs",0]
[null,null,1.21,"Other Non-Current Assets",0,null,"SHAREHOLDERS' EQUITY"]
[null,null,1.22,"Total Assets (Sum of Rows 1.13 to 1.21)",{"$f":"SUM(E18:E26)","v":0},null,1.42,"Paid up Share Capital",0]
[null,null,null,null,null,null,1.43,"Retained Earnings",0]
[null,null,null,null,null,null,1.44,"Other Reserves ",0]
[]
[null,null,null,null,null,null,1.45,"Total Liabilities & Shareholders' Equity",{"$f":"I24+SUM(I27:I29)","v":0}]
[]
[]
[]
[null,null,"Contingent Liabilities",null,null,null,null,null,"Select (Yes or No)"]
[null,null,1.46,"Are there any Contingent Liabilities (e.g. pending litigation) which were not reported in the licensee's last audited financial statements or otherwise reported to the Commission?"]
[]
[null,null,1.47,"If yes, please provide details below:"]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"2. ","CAPITAL"]
[null,null,"2.1","Total number of shares issued:"]
[]
[null,null,"2.2","Form(s) in which Share Capital is contributed:"]
[]
[]
[null,null,"2.3","Institution where Share Capital is being held:"]
[null,null,null,null,"Name:"]
[]
[null,null,null,null,"Address:"]

{"sheet":"P & C - Details","index":2,"n_rows":70,"n_cols":16,"rows_kept":70,"cut":false,"hidden":false,"merged":[[35,3,35,15]]}
[]
[null,"3.","FINANCIAL INFORMATION FOR PROPERTY & CASUALTY INSURER"]
[]
[null,null,"Details of Income Sheet Information - Property & Casualty: Report in US Dollars ONLY"]
[]
[null,null,null,null,null,"Motor","Property","Liability","Financial Loss","Marine ","Aviation","Goods In Transit","Accident & Health","Other Property & Casualty",null,"Current Year Totals"]
[null,null,"Operational "]
[null,null,null,"Direct Premiums Written (Gross)",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F8:N8)","v":0}]
[null,null,null,"Premiums Assumed (Gross)",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F9:N9)","v":0}]
[null,null,null,"Premiums Ceded",null,null,null,null,null,null,null,null,null,null,null,0]
[]
[null,null,null,"Net Written Premiums",null,{"$f":"F8+F9-F10","v":0},{"$f":"G8+G9-G10","v":0},0,0,0,0,0,0,0,null,{"$f":"SUM(F12:N12)","v":0}]
[]
[null,null,null,"Claims/Losses Incurred (Gross)"]
[null,null,null,null,"Incurred & Paid",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F15:N15)","v":0}]
[null,null,null,null,"Incurred, Reported But Not Yet Paid",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F16:N16)","v":0}]
[null,null,null,null,"Incurred But Not Reported (IBNR)",null,null,null,null,null,null,null,null,null,null,0]
[]
[null,null,null,null,null,{"$f":"SUM(F15:F17)","v":0},{"$f":"SUM(G15:G17)","v":0},0,0,0,0,0,0,0,null,{"$f":"SUM(F19:N19)","v":0}]
[null,null,null,"Claims/Losses Recoverable From Reinsurance"]
[null,null,null,null,"Recovered & Received",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F21:N21)","v":0}]
[null,null,null,null,"Recoverable (Reported, Not Yet Received)",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F22:N22)","v":0}]
[null,null,null,null,"Recoverable (IBNR) - Footnote 1",null,null,null,null,null,null,null,null,null,null,0]
[]
[null,null,null,"Net Claims/Losses Incurred",null,{"$f":"F19-SUM(F21:F23)","v":0},{"$f":"G19-SUM(G21:G23)","v":0},0,0,0,0,0,0,0,null,{"$f":"SUM(F25:N25)","v":0}]
[]
[null,null,null,"Commissions Paid on Business Written/Assumed",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F27:N27)","v":0}]
[null,null,null,"Commissions Received on Business Ceded",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F28:N28)","v":0}]
[]
[]
[null,null,null,"Net Underwriting Income ",null,{"$f":"F25-F27+F28","v":0},{"$f":"G25-G27+G28","v":0},0,0,0,0,0,0,0,null,{"$f":"SUM(F31:N31)","v":0}]
[]
[]
[null,null,null,"Unearned Premium Reserve",null,null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F34:N34)","v":0}]
[]
[null,null,null,"Footnote 1 - since business written is reinsured, management should know, based upon the reinsurance arrangements in effect, the extent to which the IBNR amount should it crystalise, is recoverable from reinsurers and therefore an assessment of this amount is required."]
[]
[]
[null,null,"Gross Claims/Losses  "]
[null,null,null,"Outstanding Claims/Losses Brought Forward"]
[null,null,null,null,"Less than 1 year old",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F41:N41)","v":0}]
[null,null,null,null,"2 - 5 years old",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F42:N42)","v":0}]
[null,null,null,null,"More than 5 years old",null,null,null,null,null,null,null,null,null,null,0]
[]
[null,null,null,"Claims/Losses Incurred"]
[null,null,null,null,"Incurred in the current year",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F46:N46)","v":0}]
[null,null,null,null,"Changes concerning claims/losses of prior years",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F47:N47)","v":0}]
[null,null,null,null,"Changes concerning IBNR",null,null,null,null,null,null,null,null,null,null,0]
[]
[null,null,null,"Claims/Losses Paid"]
[null,null,null,null,"Current year claims",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F51:N51)","v":0}]
[null,null,null,null,"Prior year claims",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F52:N52)","v":0}]
[]
[]
[null,null,null,"Outstanding Claims/Losses Carried Forward",null,{"$f":"SUM(F41:F43)+SUM(F46:F48)-SUM(F51:F52)","v":0},{"$f":"SUM(G41:G43)+SUM(G46:G48)-SUM(G51:G52)","v":0},0,0,0,0,0,0,0,null,{"$f":"SUM(F55:N55)","v":0}]
[]
[null,null,null,null,"Less than 1 year old",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F57:N57)","v":0}]
[null,null,null,null,"2 - 5 years old",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F58:N58)","v":0}]
[null,null,null,null,"More than 5 years old",null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,null,null,null,null,{"$f":"SUM(F57:F59)","v":0},{"$f":"SUM(G57:G59)","v":0},0,0,0,0,0,0,0,null,{"$f":"SUM(F62:N62)","v":0}]
[]
[null,null,"Amounts Recoverable From Reinsurers  "]
[null,null,null,null,"Less than 1 year old",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F65:N65)","v":0}]
[null,null,null,null,"2 - 5 years old",null,null,null,null,null,null,null,null,null,null,{"$f":"SUM(F66:N66)","v":0}]
[null,null,null,null,"More than 5 years old",null,null,null,null,null,null,null,null,null,null,0]
[]
[]
[null,null,null,null,null,{"$f":"SUM(F65:F67)","v":0},{"$f":"SUM(G65:G67)","v":0},0,0,0,0,0,0,0,null,{"$f":"SUM(F70:N70)","v":0}]

{"sheet":"P & C - Reinsurance","index":3,"n_rows":53,"n_cols":19,"rows_kept":53,"cut":false,"hidden":false,"merged":[[48,3,52,3],[48,4,52,4],[48,5,52,5],[48,6,52,6],[48,7,52,7],[42,3,46,3],[42,4,46,4],[42,5,46,5],[42,6,46,6],[42,7,46,7],[36,3,40,3],[36,4,40,4],[36,5,40,5],[36,6,40,6],[36,7,40,7],[30,3,34,3],[30,4,34,4],[30,5,34,5],[30,6,34,6],[30,7,34,7],[24,3,28,3],[24,4,28,4],[24,5,28,5],[24,6,28,6],[24,7,28,7],[18,3,22,3],[18,4,22,4],[18,5,22,5],[18,6,22,6],[18,7,22,7],[6,7,10,7],[12,3,16,3],[12,4,16,4],[12,5,16,5],[12,6,16,6],[12,7,16,7],[1,2,1,4],[6,3,10,3],[6,4,10,4],[6,5,10,5],[6,6,10,6]]}
[]
[null,"4.","PROPERTY & CASUALTY INSURER - REINSURANCE ARRANGEMENT"]
[null,"(Where the licensee has reinsurance arrangements with more than 8 reinsurers for property and casualty, it may submit in a separate sheet or document with this return, with all the required details specified below, labelled \"Item 4\".)"]
[]
[null,null,null,"Full Legal Name of Reinsurer ","Domicile Regulator","Rating","Rating Agency","Date of Rating","Type of Reinsurance","Motor ","Property","Liability","Financial Loss","Marine ","Aviation","Goods In Transit","Accident & Health","Other Property and Casualty","Licensee's Credit & Liquidity Risk Assessment of Reinsurer"]
[null,null,null,null,null,null,null,null,null,"US$","US$","US$","US$","US$","US$","US$","US$","US$"]
[null,null,1,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,"Excess of Loss"]
[null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,2,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,"Excess of Loss"]
[null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,3,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,"Excess of Loss"]
[null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,4,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,"Excess of Loss"]
[null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,5,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,"Excess of Loss"]
[null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,6,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,"Excess of Loss"]
[null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,7,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,"Excess of Loss"]
[null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,8,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,"Excess of Loss"]
[null,null,null,null,null,null,null,null,"Facultative, Etc."]

{"sheet":"L & H - Details ","index":4,"n_rows":69,"n_cols":12,"rows_kept":69,"cut":false,"hidden":false,"merged":[[34,3,35,11]]}
[]
[null,"5.","FINANCIAL INFORMATION FOR LIFE & HEALTH INSURER"]
[]
[null,null,"Details of Income Sheet Information - Life & Health: Report in US Dollars ONLY"]
[]
[null,null,null,null,null,"Annuities (Lifetime & Fixed-Term) ","Life Insurance (Term Life, Whole Life & Endowment)","Life Insurance Investment Related ","Permanent Health","Other Life and Health",null,"Current Year Totals"]
[null,null,"Operational "]
[null,null,null,"Direct Premiums Written (Gross)",null,null,null,null,null,null,null,{"$f":"SUM(F8:J8)","v":0}]
[null,null,null,"Premiums Assumed (Gross)",null,null,null,null,null,null,null,{"$f":"SUM(F9:J9)","v":0}]
[null,null,null,"Premiums Ceded",null,null,null,null,null,null,null,{"$f":"SUM(F10:J10)","v":0}]
[]
[null,null,null,"Net Written Premiums",null,{"$f":"F8+F9-F10","v":0},{"$f":"G8+G9-G10","v":0},0,0,0,null,{"$f":"SUM(F12:J12)","v":0}]
[]
[null,null,null,"Claims/Losses Incurred (Gross)"]
[null,null,null,null,"Incurred & Paid",null,null,null,null,null,null,{"$f":"SUM(F15:J15)","v":0}]
[null,null,null,null,"Incurred, Reported But Not Yet Paid",null,null,null,null,null,null,{"$f":"SUM(F16:J16)","v":0}]
[null,null,null,null,"Incurred But Not Reported (IBNR)",null,null,null,null,null,null,{"$f":"SUM(F17:J17)","v":0}]
[]
[null,null,null,null,null,{"$f":"SUM(F15:F17)","v":0},{"$f":"SUM(G15:G17)","v":0},0,0,0,null,{"$f":"SUM(F19:J19)","v":0}]
[null,null,null,"Claims/Losses Recoverable From Reinsurance"]
[null,null,null,null,"Recovered & Received",null,null,null,null,null,null,{"$f":"SUM(F21:J21)","v":0}]
[null,null,null,null,"Recoverable (Reported, Not Yet Received)",null,null,null,null,null,null,{"$f":"SUM(F22:J22)","v":0}]
[null,null,null,null,"Recoverable (IBNR) - Footnote 1",null,null,null,null,null,null,{"$f":"SUM(F23:J23)","v":0}]
[]
[null,null,null,"Net Claims/Losses Incurred",null,{"$f":"F19-SUM(F21:F23)","v":0},{"$f":"G19-SUM(G21:G23)","v":0},0,0,0,null,{"$f":"SUM(F25:J25)","v":0}]
[]
[null,null,null,"Commissions Paid on Business Written/Assumed",null,null,null,null,null,null,null,{"$f":"SUM(F27:J27)","v":0}]
[null,null,null,"Commissions Received on Business Ceded",null,null,null,null,null,null,null,{"$f":"SUM(F28:J28)","v":0}]
[]
[]
[null,null,null,"Net Underwriting Income ",null,{"$f":"F25-F27+F28","v":0},{"$f":"G25-G27+G28","v":0},0,0,0,null,{"$f":"SUM(F31:J31)","v":0}]
[]
[null,null,null,"Unearned Premium Reserve",null,null,null,null,null,null,null,{"$f":"SUM(F33:J33)","v":0}]
[]
[null,null,null,"Footnote 1 - since business written is reinsured, management should know, based upon the reinsurance arrangements in effect, the extent to which the IBNR amount should it crystalize, is recoverable from reinsurers and therefore an assessment of this amount is required."]
[]
[]
[null,null,"Gross Claims/Losses"]
[null,null,null,"Outstanding Claims/Losses Brought Forward"]
[null,null,null,null,"Less than 1 year old",null,null,null,null,null,null,{"$f":"SUM(F40:J40)","v":0}]
[null,null,null,null,"2 - 5 years old",null,null,null,null,null,null,{"$f":"SUM(F41:J41)","v":0}]
[null,null,null,null,"More than 5 years old",null,null,null,null,null,null,0]
[]
[null,null,null,"Claims/Losses Incurred"]
[null,null,null,null,"Incurred in the current year",null,null,null,null,null,null,{"$f":"SUM(F45:J45)","v":0}]
[null,null,null,null,"Changes concerning claims/losses of prior years",null,null,null,null,null,null,{"$f":"SUM(F46:J46)","v":0}]
[null,null,null,null,"Changes concerning IBNR",null,null,null,null,null,null,0]
[]
[null,null,null,"Claims/Losses Paid"]
[null,null,null,null,"Current year claims",null,null,null,null,null,null,{"$f":"SUM(F50:J50)","v":0}]
[null,null,null,null,"Prior year claims",null,null,null,null,null,null,{"$f":"SUM(F51:J51)","v":0}]
[]
[]
[null,null,null,"Outstanding Claims/Losses Carried Forward",null,{"$f":"SUM(F40:F42)+SUM(F45:F47)-SUM(F50:F51)","v":0},{"$f":"SUM(G40:G42)+SUM(G45:G47)-SUM(G50:G51)","v":0},0,0,{"$f":"SUM(J40:J42)+SUM(J45:J47)-SUM(J50:J51)","v":0},null,{"$f":"SUM(F54:J54)","v":0}]
[]
[null,null,null,null,"Less than 1 year old",null,null,null,null,null,null,{"$f":"SUM(F56:J56)","v":0}]
[null,null,null,null,"2 - 5 years old",null,null,null,null,null,null,{"$f":"SUM(F57:J57)","v":0}]
[null,null,null,null,"More than 5 years old",null,null,null,null,null,null,0]
[]
[]
[null,null,null,null,null,{"$f":"SUM(F56:F58)","v":0},{"$f":"SUM(G56:G58)","v":0},0,0,0,null,{"$f":"SUM(F61:J61)","v":0}]
[]
[null,null,"Amounts Recoverable From Reinsurers"]
[null,null,null,null,"Less than 1 year old",null,null,null,null,null,null,{"$f":"SUM(F64:J64)","v":0}]
[null,null,null,null,"2 - 5 years old",null,null,null,null,null,null,{"$f":"SUM(F65:J65)","v":0}]
[null,null,null,null,"More than 5 years old",null,null,null,null,null,null,0]
[]
[]
[null,null,null,null,null,{"$f":"SUM(F64:F66)","v":0},{"$f":"SUM(G64:G66)","v":0},0,0,0,null,{"$f":"SUM(F69:J69)","v":0}]

{"sheet":"L & H  - Reinsurance","index":5,"n_rows":46,"n_cols":16,"rows_kept":46,"cut":false,"hidden":false,"merged":[[42,3,45,5],[42,6,45,6],[42,7,45,7],[17,7,20,7],[17,6,20,6],[17,3,20,5],[22,6,25,6],[22,3,25,5],[22,7,25,7],[41,3,41,15],[42,8,45,8],[27,7,30,7],[27,6,30,6],[32,6,35,6],[32,7,35,7],[37,3,40,5],[17,8,20,8],[22,8,25,8],[27,8,30,8],[32,8,35,8],[37,8,40,8],[7,8,10,8],[12,3,15,5],[12,6,15,6],[12,7,15,7],[12,8,15,8],[37,6,40,6],[37,7,40,7],[5,3,5,5],[7,3,10,5],[11,3,11,5],[21,3,21,5],[36,3,36,5],[16,3,16,5],[27,3,30,5],[32,3,35,5],[7,6,10,6],[7,7,10,7]]}
[]
[null,"6.","LIFE & HEALTH INSURER - REINSURANCE ARRANGEMENT"]
[null,"(Where the licensee has reinsurance arrangements with more than 8 reinsurers for life and health, it may submit in a separate sheet or document with this return, with all the required details specified below, labelled \"Item 6\".)"]
[]
[]
[null,null,null,"Full Legal Name of Reinsurer",null,null,"Domicile Regulator","Rating ","Date of Rating","Type of Reinsurance ","Annuities (Lifetime & Fixed-Term) ","Life Insurance (Term Life, Whole Life & Endowment)","Life Insurance Investment Related","Permanent Health","Other Life and Health (Specify) ","Licensee's Credit & Liquidity Risk Assessment of Reinsurer"]
[null,null,null,null,null,null,null,null,null,null,"US$","US$","US$","US$","US$"]
[null,null,1,null,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,"2",null,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,"3",null,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,null,"s"]
[null,null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,"4",null,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,"5",null,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,"6",null,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,"7",null,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,null,"Facultative, Etc."]
[]
[null,null,"8",null,null,null,null,null,null,"Quota Share Treaty"]
[null,null,null,null,null,null,null,null,null,"Stop Loss"]
[null,null,null,null,null,null,null,null,null,"Surplus"]
[null,null,null,null,null,null,null,null,null,"Facultative, Etc."]

{"sheet":"P & C - Solvency Assessment","index":6,"n_rows":28,"n_cols":10,"rows_kept":28,"cut":false,"hidden":false,"merged":[]}
[]
[null,"7.","BVI INSURER'S SOLVENCY ASSESSMENT FOR PROPERTY & CASUALTY  (CATEGORY C, D, E & F LICENSEES)"]
[]
[]
[null,null,"A.  Calculation of Actual Solvency Margin (ASM)"]
[]
[null,null,"1.  Aggregate value of Allowable Assets at the end of the reporting period",null,null,null,null,null,0]
[]
[null,null,"2.  Aggregate value of Liabilities at the end of the reporting period (minus)",null,null,null,null,null,0]
[]
[null,null,"3.  Actual Solvency Margin A. (1) - A.(2)",null,null,null,null,null,{"$f":"I7-I9","v":0}]
[null,null,"   (N.B. See Regulatory Code for Non-Allowable/Allowable Assets)"]
[]
[]
[null,null,"B. Calculation of Minimum Solvency Margin (MSM)"]
[]
[null,null,"1.  20% if Annual Net Written Premium (ANWP) up to US$5M",null,null,null,null,null,0]
[]
[null,null,"2.  Where ANWP over US$5M: US$1M plus 10% of ANWP in excess of US$5M",null,null,null,null,null,0]
[]
[null,null,"   Total B.(1) + B.(2) (MSM)",null,null,null,null,null,{"$f":"I17+I19","v":0}]
[]
[null,null,"C.  A.(3) (ASM) above as a percentage of B. (MSM)",null,null,null,null,null,{"$f":"I11/I21","v":{"$error":"#DIV/0!"}},"%"]
[]
[]
[null,null,"Calculation Sheet for:"]
[null,null,null,"Consolidated Business"]
[null,null,null,"Domestic Business"]

{"sheet":"L & H - Solvency Assessment ","index":7,"n_rows":25,"n_cols":10,"rows_kept":25,"cut":false,"hidden":false,"merged":[]}
[]
[null,"8.","BVI INSURER'S SOLVENCY ASSESSMENT FOR LIFE & HEALTH (CATEGORY C, D, E & F LICENSEES)"]
[]
[null,null,"A.  Calculation of Actual Solvency Margin (ASM)"]
[]
[null,null,"1.  Aggregate value of Allowable Assets at the end of the reporting period",null,null,null,null,null,0]
[]
[null,null,"2.  Aggregate value of Liabilities at the end of the reporting period (minus)",null,null,null,null,null,0]
[]
[null,null,"3.  Actual Solvency Margin A. (1) - A.(2)",null,null,null,null,null,{"$f":"I6-I8","v":0}]
[null,null,"   (N.B. See Regulatory Code for Non-Allowable/Allowable Assets)"]
[]
[]
[null,null,"B. Calculation of Minimum Solvency Margin (MSM)"]
[]
[null,null,"1.  Life and Health only - Net Worth US$250,000",null,null,null,null,null,250000]
[]
[null,null,"   MSM",null,null,null,null,null,{"$f":"I16","v":250000}]
[]
[null,null,"C.  A.(3) (ASM) above as a percentage of B. (MSM)",null,null,null,null,null,{"$f":"I10/I18","v":0},"%"]
[]
[]
[null,null,"Calculation Sheet for:"]
[null,null,null,"Consolidated Business"]
[null,null,null,"Domestic Business"]

{"sheet":"L & H + P & C - Solvency Assess","index":8,"n_rows":30,"n_cols":10,"rows_kept":30,"cut":false,"hidden":false,"merged":[]}
[]
[null,"9.","BVI INSURER'S SOLVENCY ASSESSMENT FOR LIFE & HEALTH AND PROPERTY & CASUALTY (CATEGORY C, D, E & F LICENSEES)"]
[]
[]
[null,null,"A.  Calculation of Actual Solvency Margin (ASM)"]
[]
[null,null,"1.  Aggregate value of Allowable Assets at the end of the reporting period",null,null,null,null,null,0]
[]
[null,null,"2.  Aggregate value of Liabilities at the end of the reporting period (minus)",null,null,null,null,null,0]
[]
[null,null,"3.  Actual Solvency Margin A. (1) - A.(2)",null,null,null,null,null,{"$f":"I7-I9","v":0}]
[null,null,"   (N.B. See Regulatory Code for Non-Allowable/Allowable Assets)"]
[]
[]
[null,null,"B. Calculation of Minimum Solvency Margin (MSM)"]
[]
[null,null,"1.  20% if Annual Net Written Premium (ANWP) up to US$5M",null,null,null,null,null,0]
[]
[null,null,"2.  Where ANWP over US$5M: US$1M plus 10% of ANWP in excess of US$5M",null,null,null,null,null,0]
[]
[null,null,"3.  Life and Health only - Net Worth US$250,000",null,null,null,null,null,250000]
[]
[null,null,"   Total B.(1) + B.(2) + B.(3) (MSM)",null,null,null,null,null,{"$f":"I17+I19+I21","v":250000}]
[]
[null,null,"C.  A.(3) (ASM) above as a percentage of B. (MSM)",null,null,null,null,null,{"$f":"I11/I23","v":0},"%"]
[]
[]
[null,null,"Calculation Sheet for:"]
[null,null,null,"Consolidated Business"]
[null,null,null,"Domestic Business"]

{"sheet":"Policyholders & Claims","index":9,"n_rows":67,"n_cols":9,"rows_kept":67,"cut":false,"hidden":false,"merged":[[55,3,55,5],[35,5,35,6],[36,5,36,6],[37,5,37,6],[38,5,38,6],[39,5,39,6],[49,3,49,5],[50,3,50,5],[51,3,51,5],[52,3,52,5],[45,3,45,5],[46,3,46,5],[47,3,47,5],[48,3,48,5],[44,3,44,5],[22,3,22,5],[24,3,24,5],[25,3,25,5],[40,5,40,6],[42,3,42,7],[33,3,33,8],[23,3,23,5],[7,3,7,9],[9,3,9,5],[20,3,20,5],[21,3,21,5],[10,3,10,5],[11,3,11,5],[12,3,12,5],[13,3,13,5],[14,3,14,5],[15,3,15,5],[16,3,16,5],[17,3,17,5],[56,3,56,5],[57,3,57,5],[58,3,58,5],[59,3,59,5],[60,3,60,5]]}
[]
[null,"10.","POLICYHOLDERS IN THE VIRGIN ISLANDS"]
[]
[null,null,10.1,"Total number of policyholders as of the end of the reporting period: "]
[]
[null,null,10.199999999999999,"Total premium of policyholders as of the end of the reporting period:",null,null,null,null,0]
[]
[null,null,10.3,"Indicate below the total number of policyholders and total premiums by the class of insurance business:"]
[]
[null,null,null,"Property and Casualty Insurance Business",null,null,"No. of Policies","Total Premium"]
[null,null,null,"Class 1 - Motor Insurance",null,null,null,0]
[null,null,null,"Class 2 - Property Insurance",null,null,null,0]
[null,null,null,"Class 3 - Liability  Insurance",null,null,null,0]
[null,null,null,"Class 4 - Financial Loss Insurance",null,null,null,0]
[null,null,null,"Class 5 - Marine and Aviation",null,null,null,0]
[null,null,null,"Class 6 - Good in Transit",null,null,null,0]
[null,null,null,"Class 7 - Accident and Health",null,null,null,0]
[null,null,null,"Class 8 - Other General Insurance",null,null,null,0]
[]
[]
[null,null,null,"Life and Health Insurance Business",null,null,"No. of Policies","Total Premium"]
[null,null,null,"Class 9 - Annuity Business",null,null,null,0]
[null,null,null,"Class 10 - Life Insurance",null,null,null,0]
[null,null,null,"Class 11 - Life Insurance (Investment Related)",null,null,null,0]
[null,null,null,"Class 12 - Permanent Health Insurance",null,null,null,0]
[null,null,null,"Class 13 - Other Long-Term Insurance",null,null,null,0]
[]
[null,"11.","CLAIMS"]
[]
[null,null,11.1,"Total number of claims filed within the reporting period: "]
[]
[null,null,11.2,"Total claimed amount during the reporting period:",null,null,null,null,0]
[]
[null,null,11.3,"Submit a report with this return labelled \"Item 11.3\" indicating the following with respect to each claim filed within the reporting period:"]
[]
[null,null,null,"Claim Number","Deductible","Reserve Amount",null,"Amount Paid"]
[null,null,null,null,0,0,null,0]
[null,null,null,null,0,0,null,0]
[null,null,null,null,0,0,null,0]
[null,null,null,null,0,0,null,0]
[null,null,null,null,0,0,null,0]
[]
[null,null,11.4,"Indicate the total number of claims and total paid by class of insurance business in the reporting period:"]
[]
[null,null,null,"Property and Casualty Insurance Business",null,null,"Total No. of Claims","Total Paid"]
[null,null,null,"Class 1 - Motor Insurance",null,null,null,0]
[null,null,null,"Class 2 - Property Insurance",null,null,null,0]
[null,null,null,"Class 3 - Liability  Insurance",null,null,null,0]
[null,null,null,"Class 4 - Financial Loss Insurance",null,null,null,0]
[null,null,null,"Class 5 - Marine and Aviation",null,null,null,0]
[null,null,null,"Class 6 - Good in Transit",null,null,null,0]
[null,null,null,"Class 7 - Accident and Health",null,null,null,0]
[null,null,null,"Class 8 - Other General Insurance",null,null,null,0]
[]
[]
[null,null,null,"Life and Health Insurance Business",null,null,"Total No. of Claims","Total Paid"]
[null,null,null,"Class 9 - Annuity Business",null,null,null,0]
[null,null,null,"Class 10 - Life Insurance",null,null,null,0]
[null,null,null,"Class 11 - Life Insurance (Investment Related)",null,null,null,0]
[null,null,null,"Class 12 - Permanent Health Insurance",null,null,null,0]
[null,null,null,"Class 13 - Other Long-Term Insurance",null,null,null,0]
[]
[null,null,11.5,"Total number of claims settled/closed within the reporting period:"]
[]
[null,null,11.6,"Total number of claims that remained open at the end of the reporting period:"]
[]
[null,null,11.7,"Total number of claims denied within the reporting period:"]

{"sheet":"F&P","index":10,"n_rows":32,"n_cols":8,"rows_kept":32,"cut":false,"hidden":false,"merged":[[32,3,52,7],[20,2,21,2],[20,3,21,6],[23,2,25,2],[23,3,25,6],[27,2,29,2],[27,3,29,6],[11,2,12,2],[11,3,12,6],[14,2,15,2],[14,3,15,6],[17,2,18,2],[17,3,18,6],[2,2,3,2],[2,3,3,6],[5,2,6,2],[5,3,6,6],[8,2,9,2],[8,3,9,6]]}
[]
[null,"12.","FITNESS AND PROPRIETY"]
[null,null,12.1,"Was the licensee or any of its directors, senior officers, shareholders, controllers or ultimate beneficial owners convicted of any criminal offence by a court of Law during the reporting period?",null,null,null,"Select (Yes or No)"]
[]
[]
[null,null,12.2,"Was the licensee or any of its directors, senior officers, shareholders, controllers or ultimate beneficial owners the subject of a criminal investigation or extradition request during the reporting period? "]
[]
[]
[null,null,12.3,"Was the licensee or any of its directors, senior officers, shareholders or ultimate beneficial owners censured or disciplined by any professional body to which they belong or belonged during the reporting period?"]
[]
[]
[null,null,12.4,"Were any of the licensee's directors, senior officers, shareholders, controllers or ultimate beneficial owners dismissed from office or employment or refused entry to any profession or occupation, during the reporting period? "]
[]
[]
[null,null,12.5,"Did the licensee or any of its directors, senior officers, shareholders, controllers or ultimate beneficial owners file for bankruptcy or were adjudicated bankrupt by any court, during the reporting period?"]
[]
[]
[null,null,12.6,"Did the licensee or any of its directors, senior officers, shareholders or ultimate beneficial owners fail to satisfy any debt due and payable as a judgement-debtor under any court order, during the reporting period?"]
[]
[]
[null,null,12.7,"Was the licensee or any of its directors, senior officers, shareholders, controllers or ultimate beneficial owners found liable in a civil suit which elicited dishonest or unlawful conduct, during the reporting period?"]
[]
[]
[null,null,12.8,"Was the licensee or any of its directors, officers, shareholders, controllers or beneficial owners, in connection with the formation, control or management of any corporate, partnership or unincorporated institution, adjudged by a court in any jurisdiction civilly liable for any fraud, malfeasance or other misconduct towards such a body or company, or towards any members thereof, during the reporting period?"]
[]
[]
[]
[null,null,12.9,"Has any body corporate, partnership or unincorporated institution with which the licensee was associated as director, shareholder or controller, anywhere, been compulsorily wound up or made any compromise or arrangement with its creditors where they did not receive or have not yet received a full settlement of their claims, during the reporting period?"]
[]
[]
[]
[null,null,12.1,"If the licensee has responded yes to any of the questions above, please provide full details including dates below: "]

{"sheet":"Meetings & Actuary","index":11,"n_rows":19,"n_cols":4,"rows_kept":19,"cut":false,"hidden":false,"merged":[[18,3,19,9],[10,5,10,10],[6,5,6,10],[11,5,11,10],[12,5,12,10],[7,5,7,10],[8,5,8,10],[9,5,9,10]]}
[]
[null,"13.","BOARD MEETINGS"]
[null,null,"(Insert responses or select applicable responses from the drop boxes as required)"]
[]
[null,null,"13.1","No. of Board meetings held during the reporting period:"]
[]
[null,null,"13.2","Location(s) of Board meetings held during the reporting period:"]
[]
[]
[]
[]
[]
[]
[]
[null,null,"13.3","No. of senior management reports submitted to the Board during the reporting period:"]
[]
[null,"14.","ACTUARY "]
[]
[null,null,"14.1","Has your actuary assessed the licensee's solvency during the reporting period in accordance with section 146(1) of the Regulatory Code, 2009?"]

{"sheet":"Outsourcing","index":12,"n_rows":10,"n_cols":9,"rows_kept":10,"cut":false,"hidden":false,"merged":[[15,4,15,6],[15,7,15,8],[16,4,16,6],[16,7,16,8],[13,4,13,6],[13,7,13,8],[14,4,14,6],[19,4,19,6],[19,7,19,8],[20,4,20,6],[20,7,20,8],[17,4,17,6],[17,7,17,8],[18,4,18,6],[18,7,18,8],[9,4,9,6],[9,7,9,8],[10,4,10,6],[10,7,10,8],[14,7,14,8],[11,4,11,6],[11,7,11,8],[12,4,12,6],[12,7,12,8]]}
[]
[]
[null,"15.","OUTSOURCING"]
[null,null,"(Refer to the Explanatory Notes of section 50 of the Regulatory Code, 2009 for guidance on \"Outsourcing\".)"]
[null,null,null,null,null,null,null,null,"Select (Yes or No)"]
[null,null,"15.1","Did the licensee have any agreements in place to outsource any of its activities during the reporting period?"]
[]
[null,null,"15.1.1","If yes, please provide below, in relation to each entity to which activities have been outsourced, the name of the entity, the activities outsourced to the entity and the entity’s jurisdiction:"]
[]
[null,null,null,"Name of Entity ","Outsourced Activiites",null,null,"Jurisdiction of Entity"]

{"sheet":"Client Base (Geo)","index":13,"n_rows":260,"n_cols":18,"rows_kept":260,"cut":false,"hidden":false,"merged":[[3,3,3,9],[259,3,259,4],[6,5,6,17]]}
[]
[null,"16.","CLIENT BASE"]
[]
[null,null,16.100000000000001,"Number of clients from each jurisdiction, per applicable class of insurance business (as at the end of the reporting period):"]
[]
[null,null,null,null,null,"Class 1","Class 2","Class 3","Class 4","Class 5","Class 6","Class 7 ","Class 8","Class 9 ","Class 10","Class 11","Class 12","Class 13"]
[null,null,null,"Jurisdiction","Country Code","No. of Clients "]
[null,null,null,"Afghanistan","AFG",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Åland Islands","ALA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Albania","ALB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Algeria","DZA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"American Samoa","ASM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Andorra","AND",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Angola","AGO",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Anguilla","AIA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Antarctica","ATA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Antigua and Barbuda","ATG",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Argentina","ARG",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Armenia","ARM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Aruba","ABW",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Australia","AUS",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Austria","AUT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Azerbaijan","AZE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bahamas (the)","BHS",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bahrain","BHR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bangladesh","BGD",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Barbados","BRB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Belarus","BLR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Belgium","BEL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Belize","BLZ",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Benin","BEN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bermuda","BMU",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bhutan","BTN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bolivia (Plurinational State of)","BOL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bonaire, Sint Eustatius and Saba","BES",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bosnia and Herzegovina","BIH",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Botswana","BWA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bouvet Island","BVT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Brazil","BRA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"British Indian Ocean Territory (the)","IOT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Brunei Darussalam","BRN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Bulgaria","BGR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Burkina Faso","BFA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Burundi","BDI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Cabo Verde","CPV",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Cambodia","KHM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Cameroon","CMR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Canada","CAN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Cayman Islands (the)","CYM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Central African Republic (the)","CAF",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Chad","TCD",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Chile","CHL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"China","CHN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Christmas Island","CXR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Cocos (Keeling) Islands (the)","CCK",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Colombia","COL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Comoros (the)","COM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Congo (the Democratic Republic of the)","COD",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Congo (the)","COG",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Cook Islands (the)","COK",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Costa Rica","CRI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Côte d'Ivoire","CIV",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Croatia","HRV",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Cuba","CUB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Curaçao","CUW",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Cyprus","CYP",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Czech Republic","CZE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Denmark","DNK",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Djibouti","DJI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Dominica","DMA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Dominican Republic (the)","DOM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Ecuador","ECU",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Egypt","EGY",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"El Salvador","SLV",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Equatorial Guinea","GNQ",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Eritrea","ERI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Estonia","EST",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Ethiopia","ETH",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Falkland Islands (the) [Malvinas]","FLK",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Faroe Islands (the)","FRO",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Fiji","FJI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Finland","FIN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"France","FRA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"French Guiana","GUF",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"French Polynesia","PYF",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"French Southern Territories (the)","ATF",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Gabon","GAB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Gambia (the)","GMB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Georgia","GEO",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Germany","DEU",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Ghana","GHA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Gibraltar","GIB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Greece","GRC",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Greenland","GRL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Grenada","GRD",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Guadeloupe","GLP",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Guam","GUM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Guatemala","GTM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Guernsey","GGY",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Guinea","GIN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Guinea-Bissau","GNB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Guyana","GUY",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Haiti","HTI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Heard Island and McDonald Islands","HMD",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Honduras","HND",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Hong Kong","HKG",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Hungary","HUN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Iceland","ISL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"India","IND",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Indonesia","IDN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Iran (Islamic Republic of)","IRN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Iraq","IRQ",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Ireland","IRL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Isle of Man","IMN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Israel","ISR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Italy","ITA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Jamaica","JAM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Japan","JPN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Jersey","JEY",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Jordan","JOR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Kazakhstan","KAZ",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Kenya","KEN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Kiribati","KIR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Korea (the Democratic People's Republic of)","PRK",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Korea (the Republic of)","KOR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Kosovo (the Republic of)","XKX",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Kuwait","KWT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Kyrgyzstan","KGZ",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Lao People's Democratic Republic (the)","LAO",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Latvia","LVA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Lebanon","LBN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Lesotho","LSO",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Liberia","LBR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Libya","LBY",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Liechtenstein","LIE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Lithuania","LTU",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Luxembourg","LUX",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Macao","MAC",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Macedonia (the former Yugoslav Republic of)","MKD",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Madagascar","MDG",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Malawi","MWI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Malaysia","MYS",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Maldives","MDV",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Mali","MLI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Malta","MLT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Marshall Islands (the)","MHL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Martinique","MTQ",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Mauritania","MRT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Mauritius","MUS",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Mayotte","MYT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Mexico","MEX",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Micronesia (Federated States of)","FSM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Moldova (the Republic of)","MDA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Monaco","MCO",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Mongolia","MNG",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Montenegro","MNE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Montserrat","MSR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Morocco","MAR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Mozambique","MOZ",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Myanmar","MMR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Namibia","NAM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Nauru","NRU",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Nepal","NPL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Netherlands (the)","NLD",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"New Caledonia","NCL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"New Zealand","NZL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Nicaragua","NIC",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Niger (the)","NER",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Nigeria","NGA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Niue","NIU",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Norfolk Island","NFK",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Northern Mariana Islands (the)","MNP",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Norway","NOR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Oman","OMN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Pakistan","PAK",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Palau","PLW",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Palestine, State of","PSE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Panama","PAN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Papua New Guinea","PNG",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Paraguay","PRY",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Peru","PER",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Philippines (the)","PHL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Pitcairn Islands","PCN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Poland","POL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Portugal","PRT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Puerto Rico","PRI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Qatar","QAT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Réunion","REU",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Romania","ROU",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Russian Federation (the)","RUS",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Rwanda","RWA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Saint Barthélemy","BLM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Saint Helena, Ascension and Tristan da Cunha","SHN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Saint Kitts and Nevis","KNA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Saint Lucia","LCA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Saint Martin (French part)","MAF",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Saint Pierre and Miquelon","SPM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Saint Vincent and the Grenadines","VCT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Samoa","WSM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"San Marino","SMR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Sao Tome and Principe","STP",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Saudi Arabia","SAU",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Senegal","SEN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Serbia","SRB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Seychelles","SYC",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Sierra Leone","SLE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Singapore","SGP",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Sint Maarten (Dutch part)","SXM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Slovakia","SVK",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Slovenia","SVN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Solomon Islands","SLB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Somalia","SOM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"South Africa","ZAF",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"South Georgia and the South Sandwich Islands","SGS",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"South Sudan","SSD",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Spain","ESP",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Sri Lanka","LKA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Sudan (the)","SDN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Suriname","SUR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Svalbard and Jan Mayen","SJM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Swaziland","SWZ",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Sweden","SWE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Switzerland","CHE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Syrian Arab Republic","SYR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Taiwan (Province of China)","TWN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Tajikistan","TJK",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Tanzania, United Republic of","TZA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Thailand","THA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Timor-Leste","TLS",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Togo","TGO",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Tokelau","TKL",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Tonga","TON",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Trinidad and Tobago","TTO",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Tunisia","TUN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Turkey","TUR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Turkmenistan","TKM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Turks and Caicos Islands (the)","TCA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Tuvalu","TUV",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Uganda","UGA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Ukraine","UKR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"United Arab Emirates (the)","ARE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"United Kingdom of Great Britain and Northern Ireland (the)","GBR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"United States Minor Outlying Islands (the)","UMI",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"United States of America (the)","USA",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Uruguay","URY",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Uzbekistan","UZB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Vanuatu","VUT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Vatican City State (Holy See)","VAT",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Venezuela (Bolivarian Republic of)","VEN",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Vietnam","VNM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Virgin Islands (British)","VGB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Virgin Islands (U.S.)","VIR",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Wallis and Futuna","WLF",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Western Sahara","ESH",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Yemen","YEM",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Zambia","ZMB",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Zimbabwe","ZWE",0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Other",null,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"Unknown",null,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,null,"TOTAL",null,{"$f":"SUM(F8:F259)","v":0},{"$f":"SUM(G8:G259)","v":0},{"$f":"SUM(H8:H259)","v":0},0,0,0,0,0,0,0,0,0,0]

{"sheet":"Business Continuity, etc.","index":14,"n_rows":19,"n_cols":8,"rows_kept":19,"cut":false,"hidden":false,"merged":[[0,7,0,8],[15,3,16,6],[19,3,27,7],[8,3,9,6],[11,3,12,6]]}
[]
[null,"17.","BUSINESS CONTINUITY AND USE OF TECHNOLOGY"]
[]
[null,null,17.100000000000001,"Date when the licensee's Business Continuity Plan was reviewed and updated:"]
[]
[null,null,null,null,null,null,null,"Select (Yes or No)"]
[null,null,17.2,"Has the licensee's Business Continuity Plan been tested during the reporting period?"]
[]
[null,null,17.3,"Does the licensee have appropriate policies and procedures in place for the proper use of its IT (technological) infrastructure to guard against internal abuses and misuse?"]
[]
[]
[null,null,17.399999999999999,"Does the licensee have appropriate policies and procedures in place to guard against external threats of its IT (technological) infrastructure?"]
[]
[]
[null,"18.","OTHER ISSUES"]
[null,null,18.100000000000001,"Are there any industry and/or market related issues to which you wish to draw to the Commission's attention?",null,null,null,"Select (Yes or No)"]
[]
[]
[null,null,"18.1.1","If the response to 18.1 is yes, provide details below: "]

{"sheet":"Declaration","index":15,"n_rows":19,"n_cols":12,"rows_kept":19,"cut":false,"hidden":false,"merged":[[3,2,3,13],[4,3,4,13],[6,3,6,6],[6,8,6,12],[14,3,14,6],[14,8,14,12],[12,4,12,12]]}
[]
[null,"19. DECLARATION"]
[]
[null,null,"DECLARATION"]
[null,null,null,"I am authorised to complete this declaration on behalf of the licensee. I certify that this return represents an accurate and fair view of the licensee's position at the above reporting period. I undertake that if there are other material facts affecting the licensee's affairs which, in my judgement should be disclosed, I will advise the Financial Services Commission.   I understand that the Commission may take enforcement action against the licensee under the Financial Services Commission Act where false, inaccurate or misleading information is submitted within this return."]
[]
[]
[null,null,null,"Name (Last Name, First Name)",null,null,null,null,"Name of Organisation (if not within Licensee)"]
[]
[null,null,null,"Relationship to Licensee: "]
[null,null,null,"     Registered Agent",null,"Insurance Manager",null,null,"Director/Senior Officer",null,null,"Employee"]
[]
[null,null,null,"     Other (please specify): "]
[]
[]
[null,null,null,"Email Address",null,null,null,null,"Telephone Number"]
[]
[]
[null,null,null,"Date"]

{"sheet":"Answer Key","index":16,"n_rows":9,"n_cols":2,"rows_kept":9,"cut":false,"hidden":true,"merged":[[1,0,2,0]]}
[]
["Answer Key for Questions","Yes"]
[null,"No"]
[]
[0]
["1 to 4 "]
["5 to 8 "]
["9 to 12 "]
["more than 12"]